Don't Buy"Off the Rack"

Creative, Customized Solutions to Suit You...

 

Garvey & Associates utilizes a creative, customized approach. Your company's unique size and shape are measured, and your own unique plan designed, rather than assume that another company’s pattern will work for you.

needle 3.jpg    Your customized plan will include:

     • An individually tailored service program, specifically designed to meet your company’s needs
     • Assistance in plan design and specifications for qualified plans and     group contracts
     • Fully insured and self-funded medical contracts
     • Easy access to dedicated service and administration managers and multiple professionals
     • Initial and re-enrollment meetings

In addition, insurers are continually monitored for performance and renewal rates. And, competitive market analyses are performed annually. Our job is to work for you and your company, not the insurer. Garvey and Associates is completely independent and maintains strong relationships with all market presence vendors. You’ll find we’re just a phone call away for all of your benefit research, product and service needs

                                                                                                                                                                                                                                                                 

Sample Product Offering:

Group Insurance

  • PPO, POS, and HMO
  • HRA (Health Reimbursement Arrangement)
  • HSA (Health Savings Account)
  • Fully Insured and Self-Funded
    Benefit Programs
  • Dental, Vision and Disability
  • Short and Long-term Disability Income Protection
  • Life Insurance, AD&D
  • COBRA and HIPPA Outsourcing
  • HR Benefit Assistance
  • Health & Wellness Programs
  • Benefit Benchmarking

Executive Benefits

  • Deferred Compensation
  • Annual and Long-term Incentives
  • Medical Reimbursment
  • Executive Carve Out

Retirement Plans

  • Defined Contribution
  • 401(k) and Profit Sharing Plans
  • Simple IRA Plans
  • IRA Rollovers
  • Active Money Management
  • Fiduciary Compliance

Business Continuity

  • Buy-Sell Agreement Funding
  • Key Person Life Insurance
  • Business Overhead Expense
    Disability Coverage (BOE)